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Written by Tim Cestnick
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Wednesday, 18 February 2009 13:37 |
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Reporting your spouse as dividends on your own tax return, where possible. Sure, it may sound crazy, but taking income from the lower income spouse and adding it to the income of the higher income spouse could actually save you taxes. You see, your spouse earns dividends eligible or in eligible from a Canadian company, he or she will be entitled to claim a dividend tax credit. This is simply a credit that is deducted from your taxes that your spouse would otherwise pay. But what if your spouse isn't going to pay any tax because of not having much income? In this case, the dividend tax credit could go to waste. |
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Tax Free Savings Account - Hype or Real Dollars? |
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Written by David Delaney
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Wednesday, 21 January 2009 01:50 |
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Is it just me, or do these tax free savings accounts sound like more hyoe than real money savings? In 2009, Canadians will have access to the newest type of savings account, the Tax Free Savings Account, which will give investors an opportunity to capitalize on tax free investment benefits. This new account is not widely understood, however, Canadians are excited to learn how it can benefit their financial futures. |
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Wake up - Online Banking is FREE and SAFE. |
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Written by David Delaney
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Tuesday, 07 October 2008 19:00 |
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You know you are old when you line up at a bank to pay a telephone bill. Oops, sorry is that you? If you have lived in fear of technology when it comes to banking, well it`s time to get over it. You are NOT keeping people employed by insisting on going to the bank for the smallest of transactions - you are actually causing unnecessary line-ups. Nobody likes that. Online banking is safe, fast, and very useful in getting accurate information,up to the minute. |
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